Africa Diaspora Cooperative Credit Union.

Aim for ADCCUL

ADCCUL is more than banking. It's a community. It's a legacy. It’s our future, built together. ADCCUL is not just a credit union, but a movement. A bridge between generations, nations, and dreams. We believe that when we pool our resources, we multiply our impact.

About ADCCUL

At ADCCUL, we are committed to empowering individuals and businesses with innovative financial solutions. As a trusted financial institution, we provide a wide range of services, including savings and investment opportunities, credit facilities, and financial advisory services tailored to meet the diverse needs of our clients.

What Problem is ADCCUL Solving


1. Fragmented Financial Power in the African Diaspora:

  • Many Africans in the diaspora send money back home individually, often without structure, security, or long-term impact. This scattered financial effort limits collective economic influence.

2. Limited Access to Affordable Credit in Africa:

  • Local entrepreneurs, farmers, and small businesses often struggle to access loans due to high interest rates, lack of collateral, and distrust in traditional financial institutions.
  • ADCCUL provides member-based loans with fair terms, supporting income-generating activities and sustainable growth in underserved communities.

3. Lack of Trustworthy Financial Institutions for the Community:

  • Many Africans, both at home and abroad, have lost trust in financial systems that don’t prioritize their needs or reinvest in their communities.
  • ADCCUL is people-owned and people-driven, ensuring transparency, accountability, and community-first decision-making.

Our Services


Savings Accounts

Safe and flexible savings options for members.

Loans

Affordable credit for business, farming, and personal needs.


Diaspora Investment

Secure channels for diaspora to invest back home.

Financial Education

Training in money management and cooperative values.





Digital Banking

Easy access to services via mobile and online platforms.


Remittance Services

Fast, low-cost money transfers for diaspora members.

Business Support

Guidance and funding for entrepreneurs.

Community Project Funding

Financial support for local development projects.

Become a Member of ADCCUL


Join the Africa Diaspora Cooperative Credit Union (ADCCUL) and be part of a growing community committed to financial empowerment and economic development. As a member, you’ll have access to savings, affordable loan rates , investment opportunities, and a strong network of support at home and across the diaspora.

Together, we’re building a future rooted in unity, trust, and shared prosperity.



Fill out the form below to begin your journey with us.

Our Partners

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Tailor Technologies

Tachnology Firm

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Tailor Technologies

Tachnology Firm