ADCCUL provide responsible financial services that enable low-income entrepreneurs and small business owners to invest in their future. As a pioneer in delivering loans and offering savings and other financial services in some of the most remote markets in the world, ADCCUL empowers people to start their own businesses, create jobs and improve their quality of life.
At ADCCUL, we believe in helping you build a strong financial future—starting with a no-monthly fee savings account Whether you’re saving for a rainy day, a big purchase, or your long-term goals, we offer flexible savings options designed to fit your lifestyle.
1. Complete Membership Form.
2. Submit a Valid ID card (birth certificates, national passport) and 2 Passport Photos.
3. Provide Proof of Address (localization plan).
4. Pay Membership Fee.
5. Make Initial Savings Deposit.
6. Sign KYC Form.
7. Board Approval.
8. Start Saving & Earning Dividends!.
Note : Flexible saving options for farmers, traders, students, bike rides , taxi driver and professionals!
We offer low-interest loans designed to help you achieve your goals—whether you're buying a car, consolidating debt, financing a home, or covering unexpected expenses. As a member-focused credit union, we provide flexible terms, fast approvals, and guidance every step of the way.
ADCCUL empowers members of the diaspora to invest in their home country through secure, profitable, and transparent financial solutions. Whether you're looking to build wealth, support your family, or contribute to local development, we make investing from abroad simple and rewarding.
At ADCCUL, we believe financial education is the key to lasting financial wellness. That’s why we offer free, easy-to-understand resources to help you make informed decisions, build strong money habits, and achieve your financial goals—no matter where you are in life. We offer; Budgeting and saving tools, credit and debt management, workshops and webinars amongst others.
We make banking easy, secure, and convenient with our full suite of digital banking services. Whether you’re at home or on the go, you can manage your money with just a few clicks—24/7. ADCCUL anytime, anywhere!
ADCCUL makes it easy for you to support loved ones back home through reliable, affordable, and secure remittance services. Whether you’re sending funds for family support, education, or emergencies, we’re here to help you do it safely and quickly. We provide fast and reliable transfers, global reach multiple pay out options and low fees
ADCCUL is more than just a financial institution—we’re your partner in progress. Whether you're launching a startup or expanding an established company, our business banking and support services are designed to help you succeed.
We believe in building stronger communities—together. That’s why we offer community project funding to support local initiatives that create positive change. From education and youth programs to health, housing, and environmental efforts, we’re proud to help fund projects that make a lasting impact.
