How ADCCUL Serves Its Clients Step-by-Step

1.

Onboarding & Registration

• Easy membership registration (online or in-person).

• Guidance on eligibility and cooperative principles.

• Orientation on member benefits and responsibilities.

2.

Needs Assessment & Financial Planning

• One-on-one consultation to understand financial goals.

• Help in choosing the right savings or loan products.

• Introduction to investment or group funding opportunities.

3.

Access to Services

• Open savings accounts with flexible terms.

• Apply for affordable loans and financing.

• Participate in group savings or cooperative funds.

• Use mobile and digital platforms for transactions.

4.

Continuous Education & Support

• Regular financial literacy workshops and coaching.

• Access to tools for budgeting, investing, and planning.

• Updates on new programs and opportunities.

5.

Growth & Empowerment

• Business and agricultural project support.

• Opportunities to invest in community development.

• Build credit history and financial confidence.

6.

Impact & Participation

• Get involved in decision-making and annual meetings.

• Receive dividends or profit-sharing as a member-owner.

• Watch your contributions fuel real change in communities.